Credit Repair Cloud Review – Legit Business Opportunity?

By Netbooks Review

Last updated Jan 23, 2022

Ever thought about starting a profitable credit repair business, but didn’t know where to begin? That’s where Credit Repair Cloud comes in.

Their software claims to make it incredibly simple to either launch, run, and grow your very own client-getting, profit-making credit repair business.

But the world of credit repair is filled with scammers who charge outrageous fees and make false promises, so can you trust them? Read on this review to find out.

What’s Credit Repair Cloud?

Credit Repair Cloud

Credit Repair Cloud is a bold and ground-breaking software that has finally enabled people to ‘launch’ and ‘scale’ a profitable credit repair business. It’s an advanced software for credit repair that’s said to help you fix people’s credit and make money.

If you think running a successful credit repair business is all about passing on your credit repair knowledge to clients, charging them exorbitant fees, and taking your cut of the profits—you couldn’t be more wrong.

The platform is equipped with easy-to-use and powerful tools that walk you through each stage of the real credit repair process: from gathering client information, creating client accounts and communications, generating reports for clients and creditors, sending correspondence letters and making phone calls to creditors.

How Does Credit Repair Cloud Work?

Credit Repair Cloud walks you step-by-step through the process of fixing your customer’s credit. It’s a simple three-step process:

1) Import Customer Data
2) Analyze Negative Items
3) Send Dispute Letters

To understand how Credit Repair Cloud works, let’s see an hypothetical example:

A customer brings you a credit repair case and gives you permission to access their credit file. You login and download the credit reports from all three national credit bureaus. Once the reports are downloaded, you use Credit Repair Cloud’s proprietary software to help you analyze your customer’s situation.

The first step is to analyze the individual negative items on each credit report. For example, let’s say that your customer has a number of medical collections that have been reported to all three bureaus. Using Credit Repair Cloud, you can easily reverse those negative items by disputing the charge offs and showing proof of payment (e.g. a receipt, account statement & final billing statement).

Once you’ve analyzed each negative item, it will be time to start writing letters to dispute those items directly with the bureaus. You can simply use Credit Repair Cloud’s template letter generator to fill in the blanks and complete the letters electronically, saving you hours of time and streamlining this process.


With your letters written, it will be time to send them off to the credit bureaus.

Positives and Negatives


  • Credit Repair Cloud is a proven successful and legit company.
  • They have affordable membership plans.
  • Once you join them, you’ll get access to a bunch of resources (a CMR software, workbooks, templates, PDFs, etc)
  • You don’t need any technical skills to start your own credit repair business.
  • Their business model is growing and there’s enough room for everyone!


  • The credit repair industry isn’t the easiest one to get into if you’re a newbie.

How to get started with Credit Repair Cloud

Here’s how to start setting up your credit repair business with this software:

1. Create an account with Credit Repair Cloud, and then fill out the online form.
2. After getting verified, their team will contact you for further details.
3. They’ll guide you through the entire process of setting up your new business.

Once you sign-up with Credit Repair Cloud, their advisors will help you through the entire process.

You’ll have access to step-by-step guides, instructional videos, support tickets, and their custom-tailored training courses.

Their team will help you set up your website, manage clients, and show you how to utilize their recurring billing system.

How Much Does Credit Repair Cloud Cost?

Credit Repair Cloud offers 4 ways to repair bad credit with prices ranging from $179 to $599 per month. Each package has a specific way of repairing bad credit and caters to different economic situations.

Start ($179/Month)

The “Start” payment plan offers the most affordable way to learn about credit repair at your own pace, with access to interactive modules that are easy to understand.

With this package, you can rest easy knowing that your CRM is fully equipped with everything you need to not only get started but also to continue growing your business and keeping your clients happy (up to 300)

You’ll learn about the different methods of repairing your client’s credit, including business structures, marketing strategies, client service skills, record keeping and much more.

Grow ($299/Month)

This is a premium plan for entrepreneurs that want to grow their business.You can add up to 600 leads, affiliates, and team members to your account. This means you’ll be able to reach up to 600 clients per month.

Scale ($399/Month)

This package provides you with all the tools you need to get your business off the ground. For only $399 every month, the Scale package will provide you with a domain, hosting, and a website that is guaranteed to increase your chances of success. This option offers unlimited email addresses, unlimited affiliates, unlimited storage, and up to 1200 clients per month.


Enterprise ($599/Month)

Enterprise is the highest tier, but it’s also the most cost-effective one. This package is meant for businesses that plan to do large-scale, high-volume work with Credit Repair Cloud.

The Enterprise package gives you access to all of the software’s core features, the ability to have up to 24 active users at any given time, and the ability to have 2400 total clients in your CRM at one time.

Each package is different and the items in each package are designed to help you work through your business at a particular stage. It’s a good idea to start with the Start Package, take the free course, and do a few of the workbooks.

What is the Credit Hero Challenge?

Apart from their four plans listed above, they also have a $47 online course dubbed the Credit Hero Challenge, which lasts for 14-days. This course will walk you through every single aspect of starting up an online credit repair business.

What’s Included in the Credit Hero Challenge?

This challenge contains more than $1,200 worth of tutorial, PDF files, and videos that will show you how to become a successful Credit Repair Specialist. You will be taught the basics on how to do credit repair, marketing strategies for your credit repair business, and how to build a list of potential clients.

You will also learn about the most effective ways to generate leads for your business.

Who is Credit Repair Cloud best for?

Like most things, credit repair is not for everyone.

It’s designed for entrepreneurs who are serious about starting an online business but don’t have any technical skills or coding knowledge. It is most suitable for people who are looking for a simple way to start their own business online and build a recurring revenue stream in the process.

Is Credit Repair a profitable business model?


Credit repair is a very profitable business model to get into if you have the right skills. And there’s a very simple reason why it is such a lucrative market:

The market size.

The consumer credit industry in the United States alone is worth $3,345,000,000,000 and growing at a rate of 5.21% per annum. That’s an astounding figure!

That means, there are over 8 million people that file bankruptcy every year in the United States alone. Do you know how many of them can actually manage their personal finances after they get out of bankruptcy? Less than 3%.

What does this tell us? There are plenty of people who have no clue what they are doing when it comes to managing their own personal finances. So it’s a perfect time for you to start thinking about how you can cash in on this industry while everyone else is trying to figure out how to do it themselves.

Bottom Line: Is Credit Repair Legit?

Credit Repair Cloud is the only company that has developed a cloud-based solution for credit repair. They are 100% legit and have made Inc. 5000’s list of fastest-growing companies, three years in a row. Not to mention, they have minted 28 millionaires and set thousands of others up with a financially secure future.

In fact, in 2018 alone they averaged +$10k in monthly recurring revenue. That is just the tip of the iceberg, though.

If you were smart enough to get on board with them in 2014, you would’ve made $3 million in profit.

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